With GENIUS Act now law, Amazon + Walmart are coming onchain. (+ more retailers following behind) Stablecoin rails could double grocery margins and add 60% to retailer valuations by removing payment friction. And you’d be surprised how many web2 CFOs are looking into stables now: - grocery stores already operate on 1-3% margins. All of their payment fees are brutal to their small margins. - stablecoin payments flip this. near-zero fees, instant settlement, no chargebacks. - walmart processes $600B+ annually. saving 1% on payment costs = $6B straight to bottom line. Plus they gain speed advantage on top of cost savings. Instant settlement means better cash flow. real-time payments enable stuff that wasn't possible before. The GENIUS Act gave retailers the regulatory clarity they were waiting for. Super excited for all the pilot programs coming in Q4 2025 (full rollouts expected by 2026).