The most overlooked unlock in crypto isn’t scalability; it’s cohesion. @ParticleNtwrk just unveiled what might be the final piece of the onchain puzzle: Universal Accounts. And it changes everything. 🧵 For years, we built infra: social logins, in-app wallets, account abstraction, chain-agnostic trading. But Web3 still struggled with two core adoption blocks: 1) Retail UX friction 2) Fintech’s inability to integrate crypto without custody risk That’s now changing. > Global regulation is turning favorable. > Stablecoins are flowing through Visa rails. > RWAs are becoming a serious asset class. > The demand is here. The rails are maturing. The real bottleneck wasn’t regulation or scalability, it was experience fragmentation. The ability to interact with digital assets needed to feel seamless, custodial-free, and chain-agnostic. Enter Universal Accounts. Particle’s Universal Accounts aren’t just wallets. They bundle every UX breakthrough into a single, cohesive, non-custodial layer. Think: - Web2-like experience - Onchain execution - No seed phrases - Chain-agnostic support - Infra for tokenized everything Already stress-tested with $670M+ of onchain volume via UniversalX. And now, with @Circle's backing, they’re integrating $USDC at the issuer level, chain-neutral, frictionless. If every property is tokenized, you’ll need Universal Accounts to access it. If every dollar is a stablecoin, commerce will flow through Universal Accounts. If every app uses crypto, they’ll integrate with Universal Accounts. We don’t know which blockchain will “win.” But we do know the world needs a universal access layer. And Particle is positioning to be that infrastructure. This isn’t just a new wallet. It’s a new transaction layer for RWAs, stablecoins, and digital assets, a foundational layer for the next financial system. 🔥